QUIBO FINTECH LLC
Terms and Conditions

1. Introduction

These Terms and Conditions (Terms) govern your access to and use of the mobile application (QUIBO APP) offered by QUIBO FINTECH LLC a Money Services Business (MSB – Money Transmitter) registered in the State of Florida with document number L24000117280, registered with the Financial Crimes Enforcement Network (FinCEN) and the Florida Office of Financial Regulation (FLOFR).

The services allow registered users of the Services (Customers) in the State of Florida and Bolivia to be connected via QUIBO APP in order to ask for/or send money between family and friends.

The services are designed and are only available to bolivian residents, non-residents and tourists in the State of Florida. In Bolivia, the services are available to all bolivian nationals.

By using the App, you agree to be bound by these Terms.

2. Definitions

  • Account: Your user account within the QUIBO APP.
  • Customer: A bolivian individual who has established an account with QUIBO FINTECH LLC.
  • Transaction: Any transfer of funds initiated through the QUIBO APP.

3. Eligibility

To use QUIBO APP, you must:

  • Be at least 18 years old.
  • Be a bolivian resident/non-resident/tourist in the State of Florida or Bolivia.
  • Have a valid government-issued bolivian ID or Passport.
  • Be able to enter into legally binding contracts.

4. Account Creation

To create an Account, you must provide accurate and complete information, including your name, address, date of birth, and bolivian ID or Passport. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your Account.

5. Customer Identification Program (CIP)

QUIBO FINTECH LLC is required by law to verify your identity. During the Account creation process, you will be prompted to provide a bolivian government-issued photo ID or Passport. We may also request additional information to comply with Customer Due Diligence (CDD) requirements.

6. Transactions

You may use QUIBO APP to initiate various transactions, such as sending and receiving money and paying bolivian utility services bills.
Transaction limits may apply, fees associated with transactions will be displayed before confirmation. We reserve the right to refuse any transaction at our discretion.

7. Funds Availability

Funds registered through QUIBO APP may not be immediately available for all transactions. Availability timelines will be displayed during the transaction process, the average time to the transaction to be completed is between ten to thirty (10-30) minutes.

8. Prohibited Activities

You agree not to use QUIBO APP for any illegal or unauthorized activity, including:

  • Money laundering.
  • Terrorist financing.
  • Fraudulent activity.
  • Violations of any applicable laws or regulations.

9. Termination

QUIBO FINTECH LLC may terminate your Account or restrict your access to QUIBO APP at any time, with or without notice, for any reason, including violation of these Terms.

10. Disclaimers

QUIBO APP and all information provided therein are offered «as is» and without warranties of any kind, express or implied. QUIBO FINTECH LLC does not warrant that QUIBO APP will be uninterrupted or error-free.

11. Limitation of Liability

QUIBO FINTECH LLC will not be liable for any damages arising from your use of QUIBO APP, including but not limited to, direct, indirect, incidental, consequential, or punitive damages.

12. Governing Law

These Terms will be governed by and construed in accordance with the laws of the United States and the State of Florida.

13. Dispute Resolution

Any dispute arising out of or relating to these Terms will be resolved by binding arbitration in accordance with the rules of the American Arbitration Association.

14. Updates to Terms

QUIBO FINTECH LLC may revise these Terms at any time by posting and e-mailing the revised Terms on QUIBO APP. The Customer is responsible for checking the Terms periodically for updates. The continued use of QUIBO APP following the posting of revised Terms constitutes your acceptance of the revised Terms.

15. Entire Agreement

These Terms constitute the entire agreement between you and QUIBO FINTECH LLC regarding Customer use of QUIBO APP.

16. Contact Us

If you have any questions regarding these Terms, please contact us at:
fintech@qui.bo
+1(305)400-2728 (US)
+591 7676-7677 (BO)